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3.11: Entrance and Exit Counseling

Entrance Counseling

Entrance counseling is designed to help you, the borrower, understand what it means to take out a student Loan. During the counseling you will learn things like:

  • How the loan process works
  • Your rights and responsibilities as a borrower
  • How to manage educational related expenses
  • Other financial resources to consider to help pay for your education

If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.

If you are completing entrance counseling to borrow a loan as an undergraduate student, then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.

If you are completing entrance counseling to borrow a loan as a graduate or professional student, the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.

If you have not completed Entrance Counseling while attending Â鶹ÊÓƵ, you will be required to complete the counseling before receiving a federal student loan disbursement. The requirement will be placed on your Self- Service Banner Account. To complete entrance counseling visit https://.gov.

Direct Loan Exit Counseling

Exit Counseling provides vital information needed to prepare you to repay a federal student loan(s). If you received a subsidized, unsubsidized, or PLUS loan under the Direct Loan Program, you must complete exit counseling each time you:

  • Drop below Half-Time enrollment
  • Graduate
  • Leave school

To complete exit counseling, visit, .